When you own land, it’s easy to forget how much liability you carry. You may not see it, but every tree, trail, and visitor brings a layer of risk.
At NCX, we help landowners manage the risks and rewards of their natural capital portfolios. That’s why we’re excited to announce that we’ve partnered with Outdoor Underwriters to launch affordable liability insurance as a benefit for NCX members.
There are two coverage options to protect your land:
- Comprehensive General Liability – Covers injuries and property damage to visitors on your property and offers legal defense coverage.
- Hunting Liability (add-on) – Covers injuries and property damage from hunting-related incidents. (coming soon!)
A neighbor’s child wanders onto your land and breaks an ankle in a hidden ditch. A tree near the property line falls during a storm and causes a car accident. A visitor crashes on an ATV because of an unmarked obstacle. These aren’t dramatic what-ifs. They’re real stories from landowners like you and they can carry real financial consequences. In some states, landowners have been held responsible for six or even seven figure settlements after accidents on their property, even if the visitor wasn’t invited.
That’s where liability insurance comes in. It’s not just for businesses or homeowners. If someone gets hurt on your land, or if your land causes damage to someone’s property, you could be on the hook. Liability coverage helps protect your finances, your peace of mind, and your legacy. Without liability protection, a single accident could lead to a lawsuit that drains your savings. Or worse, forces you to sell part of your land to cover the costs.
You’ve invested in your land. Now it’s time to protect it.
→ Click here to login and get an instant quote for liability coverage for your land.
